Self-Directed IRAs are retirement vehicles that give account investors 100% control to invest and save money how they desire. Most IRAs, which are restricted to debt-based investments such as stocks, bonds, or mutual funds through an entity – such as Nationwide, T Rowe Price or Merill Lynch however Self-Directed IRAs put you in the driver seat and allows complete access to all investment options. With guidance from our staff of professionals we will help provide you an edge when it comes to being truly diversified. 

Transferring over to a SDIRA is a 100% tax-free event. Self-Directed IRAs allow for complete ownership of investments. Referring to FINRA, typically brokerages that offer standard retirement accounts and brokerage accounts have certificates for investor’s assets in their own account as the sole owner. Therefore, it is likely that you potentially are not the registered owner of the stocks, bonds and mutual funds at your institution of choice. This is called, “street name” registration, which may mean you are ‘out of luck’ in a market that isn’t liquid. Therefore, having a Self-Directed IRA can help go around this scenario and provide complete control and access of your investments.

Usually, financial entities prefer client’s investments in their basket of  IRA options so they can leverage your money for their profit. With more control, means more money back in the financial system’s pocket. So if accounts that give freedom of control and ownership back to the investor that potentially would strip away from the profit margin of the financial institutions. So in theory, this could be why many traditional brokerages do not offer alternative asset for their current or future clients.

Self-Directed IRAs offer a much wider choice of investment options than a traditional brokerage.  Other than just stocks, bonds and mutual funds, you have the ability to invest in all IRS approved asset classes. This includes Real Estate, Private Equity, FDIC Insured Bank Accounts, Water Rights, Currencies, Commodities, Cryptocurrency as well as physical gold and silver.

Gold and silver, have been precious to every society since the start of time. Gold and silver are accepted everywhere in the world and someone is always willing to use them in trade or a form of payment. It is to be said, gold and silver are fully liquid assets. Gold and silver can be insured up to a billion dollars inside your IRA from the Lloyd’s of London. The Bank for International Settlements, understands precious metals as, “the core capital held in a bank’s reserves” and has given precious metals a “0% risk weight.” In other words, gold and silver are the only assets that do not carry third party and counter-party risk.

The process for a Self-Directed IRA is easy. . Our experienced professionals in the IRA department are dedicated to help make the transition seamless and easy to understand. We will answer all questions and go at your pace. Contact us for a free consultation with a professional account representative.